Frederick County Bank’s personal Savings Accounts are easy to access, safe and secure. Customers can manage their assets while watching their savings grow at FCB. Our competitive savings products are insured up to the maximum allowed by the FDIC.
FCB’s interest-bearing personal Savings Account is a safe and easy way for customers to start saving today for what they want in the future. Personal Savings Accounts are limited to a maximum of six withdrawals per statement cycle (month) to include checks, debit card or Point of Sale (POS) transactions, or pre-authorized transfers. There is no monthly maintenance fee when the minimum balance is maintained.
The personal Savings Account for Minor/Custodial teaches children the value of saving and helps them get started on their financial future today! This interest-bearing account is limited to six withdrawals per statement cycle to include checks, debit card or POS transactions, or pre-authorized transfers. There is no monthly maintenance fee when the low minimum balance is maintained.
Personal Money Market Account
The Personal Money Market Account is an interest-bearing account that provides competitive rates while keeping balances liquid. Customers can easily manage their funds with the convenience of FCB’s Free Online Banking and Bill Pay service. Personal Money Market Accounts are limited to a maximum of six withdrawals per statement cycle (month) to include checks, debit card or Point of Sale (POS) transactions, or pre-authorized transfers. Interest rates compound daily and are tiered to reward higher balances with a higher return. There is no monthly maintenance fee when the minimum balance is maintained.
Certificates of Deposit (CDs)
For customers who do not need to access cash for a period of time, FCB offers a wide selection of CDs with flexible terms and competitive interest rates. This traditional product is insured up to the maximum allowed by the Federal Deposit Insurance Corporation (FDIC). Current rate and term information can be found on the CD Rates page.
Individual Retirement Accounts (IRAs)
It's smart planning to have more than one way to save for retirement. FCB offers flexible options for investing in individual retirement accounts, such as traditional, Roth, education, simple or SEP IRA plans. Customers have a choice of savings or certificate of deposit account options.
Complete terms and conditions for each account are available upon request.